Payments & Billing
Take payments and run subscriptions. Browse the 7 parent tools below — each has a dedicated page with up to 10 indie or bootstrapped alternatives, plus pricing, founders, and where applicable, open-source flags.
Stripe is the default, and for good reason — but the cost (2.9% + 30¢ in the US, more outside) adds up fast, and not every business wants to negotiate Atlas + Tax + Radar pricing. The indie payment space splits two ways: merchants-of-record that handle global tax for you, and lean processors that undercut Stripe on rate. Both deserve a serious look before you migrate.
What to look for
- Merchant-of-record vs. processor — the first handles VAT/sales tax, the second leaves it to you
- Cross-border card success rates (publicly disclosed where possible)
- Payout schedule and minimum thresholds — weekly with $25 minimums is normal; daily is rarer
- Whether subscription dunning is built-in or a paid add-on
Common gotchas
- Dispute fees that aren't on the pricing page
- FX margins that quietly cost 1–2% on every non-USD charge
- Limited Apple Pay / Google Pay support outside North America
Top tools in Payments & Billing
← All categoriesStripe
Payments infrastructure for the internet.
PayPal
Online payments and checkout, for businesses and individuals.
Paddle
Merchant of Record billing for SaaS.
Square
POS and payments for in-person businesses.
Dodo Payments
Merchant of Record for global indie SaaS.
Creem
Merchant of Record built for indie hackers.
Stripe Billing
Subscriptions + invoicing on Stripe.